Retirement Planning
Multi-country pension optimization with totalization agreements and benefit projections.
Profile Status
Ready
Ricardo Pietroforte (Age 49.7)
Pension Systems
3
BR, US, IT with totalization
Optimization
+$275K
Lifetime income opportunity
View Dashboard
See your eligibility status, benefit calculations, and optimization strategies across all pension systems.
Create New Profile
Start from scratch with the guided wizard to set up a new retirement profile.
Features
What this retirement engine can do for you
Multi-Country Support
Track pension systems from Brazil (INSS), USA (SSA), Italy (INPS) and more.
Totalization Agreements
Automatically apply BR-IT and IT-US bilateral agreements to maximize eligibility.
Smart Optimization
Get personalized strategies to maximize your lifetime retirement income.
Benefit Projections
Calculate pension benefits at any retirement age with country-specific rules.
Private Accounts
Integrate 401(k), IRA, and brokerage accounts for complete retirement planning.
Scenario Comparison
Compare retirement outcomes at different ages to find your optimal strategy.
Example: Ricardo's Optimization
Current Plan: Retire at 65, start all benefits → $9,177/month
Optimized Plan: Delay US SSA to 70 → $10,279/month
Result: +$275,400 lifetime income (8.7% increase)